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Total Return Calculator

Measure the full return on a trade or investment: the change in value plus any dividends, interest or funding received along the way.

Performance & ReturnsBeginner
Your inputs
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$
$
Results
Total return+28%+$2,800.00 including income
Price return only+25%excluding income
Income contribution+3%$300.00
Growth multiple1.28×
Total return counts everything you earned — the change in value and the cash it paid you. Here income adds 3% on top of a +25% price move.
Where the return came from

Not financial advice. Results are estimates based on the values you enter and simplified assumptions; real trades are affected by fees, slippage, gaps and other factors. Trading involves substantial risk of loss. Read the full disclaimer.

How to calculate total return

Total return = (Ending value − Starting value + Income) ÷ Starting value × 100

Leave income at zero to get the price-only return. Add a holding period to convert the result into an annual rate.

Worked example

  1. A position grows from $16,556.66 to $23,739.17 with no income.
  2. Total return = (23,739.17 − 16,556.66) ÷ 16,556.66 × 100 = 43.38%.
  3. If it also paid $300 in dividends, the total return rises by 300 ÷ 16,556.66 ≈ 1.81 percentage points.

How to interpret total return

Total return is the honest headline number — price-only figures understate income-producing assets and overstate assets with funding costs. But it ignores time: 40% over one year and 40% over ten years are very different results. Use the CAGR calculator to compare periods of different length.

Limitations and common mistakes

  • Deposits and withdrawals are not returns — remove them before calculating, or measure each sub-period separately.
  • Include trading costs and taxes if you want the return you actually kept.
Performance & Returns

CAGR Calculator

Find the compound annual growth rate between two values over any number of years, months or days.

$10,000 → $16,105 in 5 years → 10.00%
Performance & Returns

Annualized Return Calculator

Convert a return earned over any holding period into its equivalent yearly rate.

+18% over 540 days → 11.84% / year
Performance & Returns

Trading Profit & Loss Calculator

Calculate gross and net P/L for long or short trades, including fees, funding and break-even price.

Long 10 @ 100 → exit 110 = +$100

Total Return calculator FAQ

Is total return the same as ROI?

They're closely related. ROI is often calculated on the cost of an investment; total return explicitly includes income such as dividends.

Should funding payments count as income?

Yes — funding received is income, funding paid is a negative income. Both belong in the total return of a held position.